General Insurance Investigations: Property Burglary claims

If you have an insurance claim, you can bet there’s going To Be a general investigation. The fact is, if investigations weren’t done there would be a lot more insurance scams. You should not be offended, because it is common procedure with most insurance companies.

General investigations usually do not take that long, but you will not get your settlement until the investigation has been concluded. There have been quite a few unsavory individuals who have set up a mock burglary to collect on an insurance claim. Unfortunately, this has led to everyone having a general investigation on a burglary claim against their insurance.

You can expect several things through your general investigation. First, you are going to need a police report.you may have to provide documentation that the property actually existed, because you won’t believe the amount of cases that have included people who try to say something was stolen that they never even owned.

In some cases evidence of your items may be family photos that you or a loved one may possess. If voters were taken during holidays, are there any with the items in the background? In other cases it will be credit card transaction history, bank statements or store receipts. Maybe you have a warranty on the item? Was it registered? There is almost always a way to prove you owned an item. If you can’t prove it then you may not be able to claim it.

If your belongings were damaged in a burglary, then be sure you do not throw them away. You may need to photograph everything after the burglary, but make sure the police have done their investigation before you begin photographing the scene. You do not want to jeopardize possible evidence.

You need to contact your insurance company immediately after the crime occurs. As a matter of fact, they should be your second call, with the police naturally being your first. Make sure you read your claim front to back, because every policy is different. They should have someone on staff to help navigate you through the process. Keep a journal of your communications with your insurance agency as well as the conversations that take place between you and them.

Double check things like a deductible, agent’s name and confirm whether or not things will be replaced or reimbursed as well as what the value of the merchandise will be based upon.

Keep all of your original copies, and again, start a journal and an expense record. These are very important things to have. This is especially important if you start to experience problems with your insurance company.

For the most comprehensive information so you can make the best possible informed decisions regarding investigative services contact the professionals at Seca Investigations.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

Workplace theft and sabotage investigations

Who really pays the price of workplace theft?

Workplace theft and sabotage investigations are increasing. Times are tough, poor economics creates poverty and poverty in turn essentially is a huge factor causing crime.

  • Poor economics causes poverty
  • Poverty is a cause for crime

There are two types of thieves, a decent one and the cold hardhearted type. The decent thief (if we call any type of thieving decent) is the type that is truly poor and desperate. This type of thief is truly unable to find work and needs to feed a family.

There is nothing worse than the cold hardhearted type of thief. This type cares little about anyone and often does not need funds but does it either for the thrill of it or simply ‘just because he or she can’.

Being the cold hardhearted type of thief is a sign of a truly slovenly person. After all its a job in and of itself to be a thief. Why not get a real job? Its easier, you make more money and you can keep your dignity. The problem is, cold hardhearted persons could care less.

Workplace theft and sabotage investigations are becoming more and more the ‘norm’. Why? Because workplace theft costs everyone. Think about it. When a company has to count the cost of theft, who gets charged back? Do you really think a smart business owner will take any type of loss?

No, rather than take a loss the smart business owner reduces wages across the board. Employees pay the price. Insurance companies also pay the price and when that happens in turn the cost is charged back to everyone who purchases insurance including you and me.

With that being said its smart for employees to report workplace theft. Its never easy reporting a crime, but very necessary to protect your own families livelihood and the livelihoods of everyone who works for the company who employs you.

The results of workplace thievery are crushing for business owners particularly small business owners. For this reason small and large or enterprise business alike are turning to workplace theft investigations. Its more affordable to put a professional workplace theft investigator into your business to analyze, investigate, suggest action plans hence catching culprits. Many insurance companies offer good discounts for serious security measures in place.

Another thought, … if employees are fully aware of ongoing investigations, secret security, etc. workplace theft drastically reduces. Trust me, if employees see another employee getting caught doing the simplest act of thievery they will think twice before stealing office supplies, stamps or heavy duty equipment.

No matter how big or small the item it all adds up to one thing. Someone taking something from someone that earned it and was kind enough to offer you a job. If you’re a business owner you should consider hiring a workplace theft investigator to protect your business and the employees who appreciate and need their jobs. (Word count 493 including sub-title not title)

For the most comprehensive information so you can make the best possible informed decisions regarding investigative services contact the professionals at Seca Investigations.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

Understanding GENERAL INSURANCE

Insurance is essential for getting the protection that you need, but understanding it beyond that can be tricky. This does not have to be the case. Just getting the basics on general insurance can make the whole process a lot less overwhelming.

General insurance is going to cover the most basic needs and demands that liabilities will consist of. To better understand general insurance it often helps to look at how it works when claims are filed and the investigation process begins.

When it comes to general insurance investigations you need to first be aware that both personal and business coverage protects against monetary loss. Once a loss has been experienced a claim has to be submitted along with the appropriate documentation, Most of the time this will include a police report, an appraisal or an estimate alongside a request to get reimbursed for the loss. At this point an investigator will be assigned to the case. This is a mandatory procedure before any claim is paid out. This ensures everyone’s rites are being protected.

Things happen, life happens. No one will avoid accidents or loss their whole lives through, or at least very few have done so. That is why insurance is so important. Not only are we protected from our losses, but we are covered if we are found to be at fault in the loss of another. This means you wont lose all you have trying to pay then for their expenses out of pocket. Either way, insurance protects everyone involved. Plus, not having it can cost a lot more than your bank account.

Let’s take a closer look now at general insurance.

A lot of us have general insurance in one for or another. Most of the time it is car insurance. Other times it my be Life, property, pet, homeowners or even renters insurance.

The path to getting insurance can be a lot. Nothing is “cheap” and having to pay all of these different insurance companies can get financially suffocating. It is important to insure the things that you need to insure though. Having a company that groups policies may be a good idea. A financial adviser may help, and do not be quick to rule out online enrollment! You want the best premiums, but you do not want to deal with a no name company. When you do get the company and the premiums you can live with then you can decide whether to pay monthly, quarterly or annually.

Keep in mind different factors will impact the premium cost. For instance with car insurance if you are under 25, a first time driver or if you have had a lot of tickets or an accident your premiums may be significantly higher. With life insurance the older you are the more it will cost, and the premiums rise if you re a smoker or have a high risk job.

General insurance in a nutshell is just that, general coverage. The policies are simple to understand, and the agreements must be adhered to by both parties. These are binding contracts, so insurance can be the one thing to rest your mind in a material world where funds are not as easy to come by as many of us would like.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

Investigations services that you can count on

Have you ever has an employee or an individual file a claim against you or your company’s insurance that you felt may be a bit suspicious? Maybe an insurance claim investigator is the answer. Many places require an investigation be conducted despite the circumstances, while others only demand it in otherwise unverifiable circumstances.

While not all insurance claims are fraudulent there are some that are. As a matter of fact around 80 billion dollars a year is paid out in fraudulent clams according to the agency, Coalition against Insurance Fraud. In the end these fraudulent claims affect everyone as they drive premiums higher. The simple fact is that companies can’t afford not to have claims investigated. Hiring professionals like SECA not only protects you, but it also protects honest consumers across the nation.

What investigation services can offer you?

Hiring an investigator to look into a claim is nothing out of the ordinary. As a matter of fact for many it is protocol. Generally investigations are centered on false claims, but sometimes other claims investigations arise. For instance, health insurance claims oftentimes have to be investigated. There are times where offices attempt to be paid for services they didn’t perform. Patients and doctors may have to undergo medical claims investigations.

Car insurance claims are very common. Several false claims may arise in this area making investigations services that you can count on so essential. An investigator knows what to look for in these scams and will save you a lot of money. This includes set up car wrecks, false damages claims and the like.

Renters and homeowner’s insurance claims can also be investigated as well as any other claim you feel needs to be further looked into. Life insurance is no different. Investigators can find out whether or not the individuals being collected on is in fact deceased or investigate those who simply are claiming too much.

One of the most commonly needed area for investigations is workers comp. Investigators will work diligently to confirm or disprove the injuries claimed before you have to pay a penny out. They will also work to prove the injury either did or did not happen on the job.

Finally insurance companies can be investigated. No matter what fields it is there is always that one guy that does bad business, and the claims investigators are there to weed them out. When insurance companies do not deliver on their promises that you have paid them for then a professional investigator can help you get your money through the courts.

Investigators are not just for insurance companies!

Look, false claims happen in a lot of areas, not just insurance. If someone has filed any claim against a company or individual an investigator can help to uncover the facts. Oftentimes this eliminated court costs when the scheme is unearthed by the investigator.

If you have been accused of fraud you can hire an investigator to disprove those allegations and win your case. All you have to do is call SECA today to find out how a claims investigator can help you get the justice that you deserve and resolve the issues surrounding your case today.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

Hiring claim investigators is not just an option for the insurance companies

If you are attempting to get compensated for an injury, accident or any other insurance claim and find that you are running into issues getting that compensation then maybe you need to hire an insurance investigator,. This is not a privilege that is reserved only to the insurance companies or employers and it densest cost as much as you may think.

If the company that you have files a claim with or against have hired their own investigator then it may be in your best interest to do the same. You cannot always leave it up to their investigator because you know you are telling the truth, because their job is to sing discrepancies and discredit you.

Seca Investigations is a great company to consider if you need a professional investigator that won’t break the bank. They strive to abide by all of the regulatory frameworks, guidelines and rules in place while also getting to the truth quickly. This is a team of professionals that will look at every angel equally and make sure that the determination is correct before jumping the gun. If you are in the right then they will see to it that you have the documentation to prove that is so. This is very helpful when the adversary may have an investigator trying to say differently.

Seca Investigations will always extend their services with integrity and a commitment to provide every client with comprehensive and accurate information quickly. The professionals at Seca Investigations are dedicated beyond verbal description. They are independent, unbiased and adamant about getting results. Seca will go above and beyond to meet the needs of clients dealing with things like but not limited to the following:

  • Claims Investigations
  • Circumstance Investigations
  • Surveillance
  • Pre Employment/screening Check
  • Corporate & Government Services
  • Under Cover Operations
  • Matrimonial Investigation
  • General Insurance Investigations

This company is very receptive to all of their client’s needs. You do not have to be a fortune 500 company or a franchise to get great services, as a matter of fact the individuals requesting these investigative services are equally as valued and taken just as seriously as the large corporations on the clientele list.

There are very specific and strict processes in place that will ensure all clients are taken care of comprehensively, professionally and equally. Some of these are as follows:

  • Photo schedule format
  • Interim reports
  • Running sheets
  • Full statement format

All laws and policies are abided to at all times by every investigator. Fees are on a flat rate scale, and a retainer is required. From Motor Vehicle theft claims, Motor vehicle collision, Marine Theft, arson and more, Seca Investigations has you covered. They even deal with workman’s compensation and all other claims investigations needs.

This is also a professional surveillance company. They will go above and beyond to meet your every need. Do not hesitate to call this professional investigations and Surveillance Company today.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

Workman compensation and claim investigations done right!

Whether you are the employer or the employee, when it comes to workman’s compensation you want to know that you are correct. For peace of mind it is highly recommended to use the best investigation services available.

With all the economical struggles in today’s hectic times compensation fraud has become a very common struggle not only under employees but also with the employer and even in the industries. People struggling to make ends meet have claimed on insurances, disability payments and workman’s compensation with false claims.

On the other hand companies and industries go on to hire workers and pay the workers off the books to avoid premiums or they simply hire staff at minimal rates. This is nothing new in the business world but by using the right investigators you can be assured if your claim is valid you will succeed.

An estimated five billion dollars are paid out to fraudulent cases every year. Can you even begin to imagine what impact that amount of money can have if used correctly? If you have been injured at work or laid off unfairly and you feel that you are not getting the needed assistance then you should have a look at hiring an investigator that can assist you with your case.

The right investigators can assist you with obtaining evidence, collecting medical and employment records as well as any other needed records that could prove to be useful. They conduct interviews with the employer, collogues, even friends and family to strengthen your case. They use audio, video and surveillance to make sure that all claims made are valid. If the investigation process is performed by professionals and done strictly, they will build a solid case and you can be assured of winning.

This is a team of professionals who will assist employers with accurate information about a workers claim and whether it is valid or not.

They also provide the employee with all the needed proof to file and secure compensation if they are liable to receive a claim. To be sure you obtain the best services you need a company that has been around the block a few times and has the capability to contribute to your specific claim. The company has to have trained and licensed operatives so as to not waste time and money on performing tasks with low quality results.

The balance between getting your claim paid out and the claim being denied is a paper thin line therefore it is of utmost importance to use leading professionals trained in every aspect of the field. The investigators you deiced to use needs to be able to listen to your side, they have to be able to plan the investigation and execute that plan with perfect precision for your case to be air tight. Investigators with the principled qualifications and that can offer you a guarantee will be your trump card in any workman’s compensation claim.

If you are in search of these services and do not really know where to go, you can have a look at the following site. Whatever your need may be you will find assistance by a quick visit to this professional claims investigations website.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

How to locate the best investigations services provider

When it comes to investigations services you cannot afford to cut corners. One of the most important things that you will do is find a company that pays attention to detail. You also want diligence, privacy, affordability and assurance from the company that you decide to utilize just to name some. So, if you are looking for superior, professional investigations services at competitive prices you gave come to the right place. After all, when you find the right insurance investigator, you just “know” it.

One call is all it takes.

When it comes to investigations it is essential that you have a team of highly accredited investigators that work with several fields of specialists to get the results you need both accurately and fast. There should be several units that work with many different fields of investigations from personal to corporate. Investigations that can be done for insurance agencies or individuals is also a plus. Prices should always be competitive, and the service should always be well above standard.

You need a company like SECA.

SECA will not only save you time, but they will save you a ton of money as well. This is because you will pay out far less if you have investigators that you would trying to go it alone. Predatory people can spot weak links, and if you do not have an investigator checking out your insurance claims then that is a weak link that criminals will spot a mile away. Even seemingly legitimate claims sometimes turn out to be fraudulent, and if that is the case SECA will find out.

All of the investigators working at SECA have underwent both background and integrity testing before being comprehensively trained. Everyone on staff is educated and licensed in their fields of expertise. All services are confidential and discrete no matter how big or small the case. SECA has handled some pretty high profile cases, and nothing has ever leaked form the company, ever. This is an investigations service adhering the highest of standards to protect and serve its clients.

Who would not want a fast turnaround, precision, diligence and dedication from their investigators? Backed by years of experience SECA will get you the most bang for your buck. At SECA it is understood that investigations are oftentimes necessary as a good business move. Keeping the services accurate and affordable are equally as important. These services will always be done thoroughly and without interfering with regular operations.

What are you waiting on?

Give SECA a call today. The consultation is free, and someone will be happy to answer any questions that you may have. They even do alive and well checks. These are investigators offering you a distinct advantage that you will come to know and trust. Whether you are an individual who has filed a claim and you need an investigator to match their investigator or you are a business needing investigations in an accident, a fall, health or life insurance or any other type of claim you can count on SECA.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

Hiring investigators to prove discrimination, harassment and bullying within the workplace

If you feel that you are in some way being harassed, bullied or even discriminated against at your work place but are not sure how to go about getting it resolved appropriately then have a look at what to do.

Previously there wasn’t much one could do about it but with society wanting laws in place to protect the victims of such acts changes are being seen. It is however of utmost importance to understand what does and does not qualify as harassment, bullying or discrimination as most hostile work environments do not fall under these topics.

Thus herewith some circumstance that could fall under these topics:

Constant mockery or spoken abuse including threats of dismissal.

Personal sabotaging of the work that needs to be done via withholding information or documents or via giving incorrect information or documentation.

Unwanted or unauthorised physical contact even in small ways.

Gossiping about another worker thus spreading lies and malevolent tales.

Public insults, unfounded reproaches, protests or sarcasm.

These are just a few of what one can experience when being bullied, harassed or discriminated against in the workplace. Sexual harassment, indirect or even direct discrimination due to age, sex, race or family can also fall under the topics outlined above therefore hiring an investigator might be a good option. Before actions can be taken proof needs to be gathered if one intends to take it to the full length of the law.

Some workplaces do take such allegations very serious and without proper proof the case could actually turn on the victim in favour of the accused. Depending on rank within a company it has been known that upper level employees tend to stick together just as the lower level employees would do, it is therefore imperative to gain all the evidence prior to crying wolf.

Hiring an investigator will only make your claim more solid as there are a number of situations where claims have not been solved due to the lack of evidence. Once you attempt to make a claim of discrimination, harassment or bullying you will also be placed under the microscope and your life dissected piece by piece in order to proof that the allegations are false. But by hiring an investigator and making sure your case is solid there will be no need for worry.

The investigator will have a look at preliminary evidence you provide and with that determine if there are any real grounds for making a case before attempting to initiate such allegations with the company involved. Proving harassment, discrimination and bullying is not always an easy job but investigators are trained to know what to look for in such cases. Specific acts or reactions may also play a role in the case being built as well as witnesses plus previous incidents in a person’s past.

If you do however feel you are a victim of one of these and desperately need an investigator for assistance have a look here for they will provide you with all the information and aid your desire.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

How true are your relationships? Would you like to know if your loved one is telling the truth?

What is the ‘truth’? Depending on who you ask, the meaning of ‘truth’ will vary as not all people believe in the same things. Relationships are complicated and sometimes people feel they have the right to lie to each other. Usually people do this and then defend themselves by saying it is to protect the other person. This however is not true; if you really wanted to spare someone you love the pain of the ‘truth’ don’t do things you have to hide!

Rules of the heart and rules of society differ immensely!

A completely open relationship is the only solution, but how many of us do have that? It all starts with small little ‘white lies’ but at some point in the future those tend to turn into big fat pain filled stabs in the back. In the process we lose openness, honesty, reality and sincerity and become outright unfaithful liars.

Relationships have to be built on a solid foundation or it will not stand up and hold through the floods that are ahead. These foundations are Love, Trust and Communication as without these no relationship can last. Truly healthy solid relationships are about two people connecting on a level that is emotional, open and considerate with each giving all they have, all the time.

The ‘truth’ always finds a way to come out!

No one can be forced to love you or to be open and honest. We grow-up learning that honesty is important and also love. Then we go out into the world and meet the love of our lives. Everything is going according to plan and life has never been better; or has it? Are you in the right relationship or the wrong one?

Relationships require freedom but this can only be given with complete trust! Does your better half seem distant lately? Are there sudden pattern changes in working hours? Do you have to walk on eggs because your soul mate seems to be angry all the time at everyone? Is there a change in habits, clothing or cologne changes? Do you suspect something is being hidden from you, but not sure what?

It may be time to consider a private investigator!

To have a healthy relationship there must be no doubt, but if there is you have to be get it sorted and out of your system. You can lay your fears down to rest if you only know the truth as it may not even be as bad as you thought. How do you go about doing this without your partner finding out?

Investigators! Private investigators of course as you would like the truth without hurting any feelings, right? Use a company that offers you complete confidentiality and trained experts with the right tools for the job at hand. Find the truth today and release the doubt from your mind while taking back your life. To find such a company to assist you simply go over to their webpage for more information on all the services provided by clicking here.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980

What can professional surveillance provide you with?

Do you have suspicions that a loved one or one of your workers are lying to you? Do they act strange and seem distant mostly? Maybe it is time to get to the bottom of it all. There are many people in and out of our lives daily, privately as well as professionally. Who can you truly trust? Do know what they really do with the secrets you confide in them? Are your business operations safe? Does something feel not quite right?

Have you suspicions lay to rest!

What does surveillance entail? It is observing taking place, tracking a person or a group’s activities, their behaviours and picking up on any strange changes. There are many reasons someone would have surveillance done on another person. The two main reasons however are as follow, the first being to find out the truth, and the second would be to help and protect that person. Surveillance can also be done to influence people or in some cases to obtain information that can be used against them at a later date.

Get the professionals to do surveillance!

Professional companies have many surveillance techniques they use, such as electronic equipment (cameras or listening devices). They can in some cases gather electronic information from telephone calls as well as internet use (e-mails or searches) of a person. It also entails following a person and keeping record of their daily coming and goings, their habits.

Expert Surveillance could save you time and money!

You could do it yourself, but in most cases you would be detected by the person that you are following. Experts in this field are trained in knowing what to do and when to do what. Surveillance companies plan their every move and achieve their objectives in as little time as possible. They can deliver you the truth without being noticed.

Protect yourself, your business and family with surveillance done right!

Trained surveillance experts can gather vital information; they can recognize threats plus monitor them for a level of danger. In many cases they can prevent fraud as well as criminal activities. They can provide evidence in fraud cases, personal injury cases as well as imperative information in divorce settlements. Their investigators use the best equipment and always have your objective in mind. If you have any doubts about an employee, have them take a look, and ease your worries.

Surveillance can trace and find people anywhere!

Professional surveillance companies act within the bounds of the law, thus their information gathered can be used in court. People are creatures of habit and once they know they are being followed they change their habits. Have the professionals do it for you so you can get down to the truth. Talk to a company that can aid you personally and professionally with all and any surveillance needs.

Visit Seca today and get to the bottom of things. Discover the truth and regain your trust. Have a look at the wide range of professional services they have to offer. Expertly trained with all the correct equipment, they can assist you.

Seca Investigations:
Phone 61 3 9544 6865 / 61 3 9544 8279
Fax 61 3 9558 8980